MediCARE PLANS

Providing North and South Carolina with the tools they need to choose which medicare supplement plan is right for them

Plan A

This plan has fewer benefits than other Medigap insurance plans, but still covers the 20% of outpatient medical care that you’d usually be responsible for.

Plan B

Plan B has the same benefits as Plan A, with the addition of covering your Part A hospital deductible.

Plan C

Plan C covers almost all expenses that would normally fall to you, save for excess charges—a 15% surcharge on healthcare services your doctors may or may not charge.

Plan D

This plan covers almost everything. The only costs you’ll still be responsible for are excess charges and your Part B deductible.

Plan F

Plan F is the most comprehensive Medigap plan. It covers 100% of the costs you would normally be responsible for—hence its popularity.

Plan G

Plan G is similar to Plan F in its coverage. The only thing you’re responsible for paying is your Part B deductible. Plan G then pays for everything else.

Plan K

This plan offers lower premiums in exchange for fewer benefits. It covers your Part A deductible, but you’ll share in costs for almost everything else.

Plan L

Plan L and Plan K are nearly identical, except Plan L has slightly higher premiums and slightly reduced cost-sharing.

Plan M

This newer plan covers almost everything. You’ll only be responsible for half of your Part A deductible and all of your Part B deductible, plus any excess charges.

Plan N

Plan N offers many of the same benefits as the other plans. You will be responsible for your Part B deductible, as well as any excess charges.

Compare Medigap Plans to Find the One That’s Best for You

If Medicare and all of its parts and plans feel a little overwhelming, let us help you simplify it. Try out our free comparison tool to easily see the major differences between each Medigap plan and narrow down your top selections. If you’re still feeling unsure about which is best for you, our agents will be happy to help!