This plan has fewer benefits than other Medigap insurance plans, but still covers the 20% of outpatient medical care that you’d usually be responsible for.
Plan B has the same benefits as Plan A, with the addition of covering your Part A hospital deductible.
Plan C covers almost all expenses that would normally fall to you, save for excess charges—a 15% surcharge on healthcare services your doctors may or may not charge.
This plan covers almost everything. The only costs you’ll still be responsible for are excess charges and your Part B deductible.
Plan F is the most comprehensive Medigap plan. It covers 100% of the costs you would normally be responsible for—hence its popularity.
Plan G is similar to Plan F in its coverage. The only thing you’re responsible for paying is your Part B deductible. Plan G then pays for everything else.
This plan offers lower premiums in exchange for fewer benefits. It covers your Part A deductible, but you’ll share in costs for almost everything else.
This newer plan covers almost everything. You’ll only be responsible for half of your Part A deductible and all of your Part B deductible, plus any excess charges.